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Polar Credit is a trading name of APFIN LTD. APFIN LTD is a private company registered in England and Wales. Company number: 07989136. Registered address: 3rd Floor, 12 Gough Square, London, EC4A 3DW. We are authorised and regulated by the Financial Conduct Authority. Financial Conduct Authority reference number: 673186. ICO Data Protection registration number: Z3194688.