Forgot password?

How do I find out what my credit limit will be?

You will find out your credit limit when you make an application for Polar Credit as you will not be approved for a credit line that is larger than your credit limit.

Your application is subject to credit and affordability checks and is dependant on your individual circumstances, so it is important that the information that you provide in your application form is honest and an accurate reflection of your current financial circumstances.

Once you have entered into an agreement with us, we may increase your credit limit with your consent or reduce your credit limit as part of our responsible lending assessment if we consider your risk profile to have changed since the agreement start date.