Once you have an approved Polar Credit Line, your limit will increase or decrease in line with our Agreement with you.
If you would like to decrease your credit limit at any time, please contact us to let us know.
We will also review your account every six months, and, as part of our responsible lending assessment, we may decide to decrease your credit limit without your consent. This means that we may reduce the amount you are able to borrow. We will notify you that we have reduced your limit after we have done so.