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I don’t want to use Credit Kudos; can I apply another way?

Unfortunately, if you don’t want to use Credit Kudos, we will be unable to proceed with your application.

Credit Kudos is authorised and regulated by the Financial Conduct Authority and can only access your data with your consent. Open Banking is secure, and banks have procedures in place to allow Credit Kudos to safely access your financial data. The Credit Kudos report takes a few minutes to generate and you will still have access to your online banking during this time.