In order to apply for a Polar Credit Line, you must meet our basic eligibility criteria:
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you must be at least 18 years old
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be in full or part-time employment
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be resident in the UK
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have a UK bank account with a linked debit card
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have access to your email address and a working mobile phone
If you meet these criteria, you will be able to submit an application for a Polar Credit Line. All credit is subject to status and the outcome of your application will depend on our affordability and credit risk assessment. If you meet our application criteria and want to know more about Polar Credit Line, visit our
About page for further information.